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How Do I Find an Alcohol Rehab Center that is In-Network With My Insurance?

in-network insurance benefitsMaking the decision to seek treatment for alcoholism is courageous and life-changing. However, it’s important you choose the right alcohol rehab for you. One factor that you’ll have to consider is your health insurance.

Most people who go to alcohol rehab pay for it using health insurance. Thanks to the Affordable Care Act (ACA) and the Mental Health Parity and Addiction Equity Act (MHPAEA), all health insurers are required to cover mental and behavioral health treatment services in the same way they would cover other medical costs. This means that no matter what insurance company you are insured through, they must provide coverage for substance abuse treatment.

The problem is not all alcohol rehab centers accept every form of insurance. At the same time, not all insurance plans will cover treatment at every facility. In order to make sure you get the most coverage possible and that your insurance will pay, you’ll need to choose an in-network alcohol rehab center.

What Does it Mean When an Alcohol Rehab is In-Network?

“In-network” is a term used to describe health providers or healthcare facilities that belong to a health plan’s network of approved providers which provide services at a discounted rate.

You will usually pay less out-of-pocket when using an in-network alcohol treatment provider because the provider will have a contract with your insurance to provide services to you at a lower rate than usual.

Many health plans will only pay for health services that are performed by in-network providers. For example, HMO plans will only include in-network benefits. If you receive medical care at an out-of-network provider, an HMO plan will not cover any of your costs.

Other health plans will pay for a small portion of out-of-network services. PPO plans include out-of-network providers and will help you pay for the care you received at nearly any facility.

What Alcohol Treatment Services Will My Health Insurance Plan Cover?

Every insurance plan is different. While your insurance must provide coverage for alcoholism treatment, the amount of coverage you receive depends on factors like your deductible, copays, coinsurance, and the type of plan you have.

In general, your insurance will cover most alcohol rehab services at in-network treatment facilities. Services covered may include:

  • Alcohol detox
  • Treatment medications
  • Inpatient rehab
  • Day treatment
  • Outpatient rehab

You may be responsible for paying your copay as well as additional costs, such as:

  • Transportation
  • Elective services such as massage and chiropractic care
  • Housing
  • Cigarettes/vapes
  • Personal items you purchase while in treatment

To make sure your insurance covers the most costs possible, be sure to choose an alcohol rehab provider that is in-network with your health insurance.

How Do I Find an In-Network Alcohol Rehab Center?

Insurance can be confusing and a hassle to deal with, but finding an alcohol rehab center that is in-network with your insurance doesn’t have to be. In fact, you don’t have to do much more than pay your premium and be prepared with your health insurance identification number that is found on your health insurance card.

There are two easy ways to verify your insurance benefits for alcohol treatment:

  1. Contact your insurance company. By calling the number on the back of your insurance card, you can reach an agent who will explain your benefits to you. He or she can also provide you with a list of in-network healthcare providers.
  2. Have an addiction specialist verify your insurance benefits for you. Whether you’ve done research online and found a rehab center that says they take your insurance on their website or you’ve stumbled across a treatment center that is dedicated to helping anyone recover, an addiction specialist can verify your insurance benefits for you. All you have to do is provide them with your ID number and wait for a referral.

At Woburn Wellness Addiction Treatment, we have admissions coordinators available 24 hours a day.  They can take your call, assess your needs, verify your insurance, and help you find the right alcohol rehab center for you.

Verify Your Insurance Benefits With Our Alcohol Rehab in Massachusetts Today

Dealing with insurance is the last thing you should have to worry about when it comes to your recovery. That’s why we make the insurance verification process as easy as possible by handling everything for you.

When you call our admissions team at Woburn Wellness Addiction Treatment, a compassionate specialist will take your call, collect your insurance information, and verify your benefits. They will be able to tell you whether or not our alcohol treatment program is in-network with your insurance. If it isn’t, we can direct you to a nearby rehab center that is.

Don’t wait any longer to ask for the life-changing care you deserve. Call now to speak with one of our dedicated admissions specialists.

Ready to Make a Change?

We know that overcoming addiction is not easy and requires courage to ask for help. At Woburn Wellness Addiction Treatment, our team of professionals has decades of combined experience in helping men, women, and families overcome substance abuse.

For Confidential Help, Call: