Does Blue Cross Blue Shield of Massachusetts Pay for Drug and Alcohol Rehab?
When you need addiction treatment, the process of getting started can feel overwhelming. You will need to make several choices about your care, consult with professionals, and determine how you will pay for your treatment.
Many things prevent people from getting the care they need. People may worry about taking time from work or may not know what services are available. For many, navigating insurance and payment options is the number one concern.
While concerns about paying for treatment used to be an issue, it is not the barrier it once was. Thanks to the Affordable Care Act (ACA), insurance providers are currently required to cover the cost of mental health and addiction treatment.
More than 107 million people receive their health insurance from Blue Cross Blue Shield. This large company offers a variety of plans in every state. If you are considering going to drug and alcohol rehab in Massachusetts with Blue Cross Blue Shield insurance, you may have questions about which services or programs may be covered and at what level.
Learning as much as you can about your health insurance plan and finding an addiction treatment center that accepts Blue Cross Blue Shield will help you avoid surprises when it comes time to pay for your treatment.
Can I Go to Drug and Alcohol Rehab in Massachusetts with Blue Cross Blue Shield Insurance?
Blue Cross Blue Shield is one of the largest health insurance companies in the company. There are a variety of plans offered through employers and in the private marketplace. Generally, people with Blue Cross Blue Shield insurance can expect that the cost of addiction treatment will be covered.
However, it is important to ensure that the type of treatment you require is covered. The type of treatment you require will be determined by your medical or addiction professionals. Initial assessments and testing are likely to be covered by your Blue Cross Blue Shield insurance plan.
Under many plans, outpatient, inpatient, and partial programs are covered. Some aftercare treatment options may be covered, too. However, you must check your individual plan to find out what treatments and facilities are included in your coverage.
Finding an Addiction Treatment Center in Massachusetts That Accepts Blue Cross Blue Shield
Since Blue Cross Blue Shield is one of the largest health insurance providers in the country, most drug and alcohol rehab facilities in Massachusetts will accept it. It is important to make sure that your chosen drug and alcohol rehab center will work with your specific insurance plan. Or, if you do not have a chosen facility, you should look for one that will accept your insurance.
Before starting treatment:
- Call your insurance provider to confirm that the treatment facility is covered
- Get recommendations from your medical provider
- Call local facilities to ask if they are in-network for BCBS
- Consult the Blue Cross Blue Shield website for a list of facilities they work with
Reach out to the staff at the treatment facility. They want to make the admissions process as seamless and easy for you as possible. In many cases, they will navigate the insurance and payment process so you can focus on what is most important–your recovery.
How to Check if Your BCBS Insurance Plan Covers Rehab in Massachusetts
Although many people attend drug and alcohol rehab in Massachusetts with Blue Cross Blue Shield insurance, it is important to determine what services and facilities are covered by your specific plan. Before starting treatment, you should make sure that the treatments you will receive are covered. If you do not, you run the risk of being surprised by unexpected bills or expenses.
Before starting treatment:
- Call your insurance company: Simply call the number on the back of your insurance card and speak to a representative who can tell you what services, plans, and types of treatment are covered. Consult your card for your member and group IDs.
- Check the Blue Cross Blue Shield website: Visit https://www.bluecrossma.org/ for information about facilities and services that are covered.
- Talk to the staff at your treatment facility: Most drug and alcohol rehab centers in the Boston area have admissions staff who can help people navigate insurance and payment plans. If you are unable to determine which services are covered, reach out to the staff at your treatment facility to start the insurance verification process.
If you find out that your recommended course of treatment is either not covered or only partially covered, reach out to your treatment facility to see if they can offer you an alternative payment plan or other treatment options. The cost of treatment should not be a barrier to getting the help you need and deserve.
Find a Drug Rehab Center in Massachusetts That is Covered By Blue Cross Blue Shield Insurance
If your or someone you love needs addiction treatment, you are not alone. If the process of getting started feels overwhelming, reach out to the admissions counselors at Woburn Addiction Treatment. We will work to make the process as easy and straightforward as possible so that you can stay focused on your recovery.
At Woburn Addiction Treatment, we believe that anyone can recover from addiction if they get the treatment and support they need. We also accept most Blue Cross Blue Shield health insurance plans. Don’t wait another day for the help you deserve. Call today to get started.